![]() ![]() Members should discuss any matters related to their coverage or condition with their treating provider.Įach benefit plan defines which services are covered, which are excluded, and which are subject to dollar caps or other limits. Treating providers are solely responsible for medical advice and treatment of members. The ABA Medical Necessity Guide does not constitute medical advice. The Applied Behavior Analysis (ABA) Medical Necessity Guide helps determine appropriate (medically necessary) levels and types of care for patients in need of evaluation and treatment for behavioral health conditions. HSAs are currently not available to HMO members in Illinois.īy clicking on “I Accept”, I acknowledge and accept that: HSAs are currently not available to HMO members in California. System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors. Investors should always read the prospectus carefully before making any investment decision. The prospectus describes the funds’ investment objectives and strategies, their fees and expenses, and the risks inherent to investing in each fund. Mutual funds and brokerage investments are not FDIC-insured and are subject to investment risk, including fluctuations in value and the possible loss of the principal amount invested. You are solely responsible for any investment account decisions you make. We do not provide investment advice for HSA investment account participants. The HSA investment account is an optional, self-directed service. However, you will also be exposed to a number of risks, including the loss of principal, and you should always read the prospectuses for the mutual funds you intend on purchasing to familiarize yourself with these risks. By transferring funds into an HSA investment account you can potentially benefit from capital appreciation in the value of mutual fund holdings. Investment services are independently offered through a third party financial institution. Please see the HSA fee schedule in your HSA enrollment materials for more information. These are the same types of fees you may pay for checking account transactions. There may be fees associated with a Health Savings Account (“HSA"). Health benefits and health insurance plans contain exclusions and limitations. Your health plan should take care of the whole you - both physically and financially.īy choosing an Aetna® HDHP and an HSA, you’re making the right choice for your personal well-being.Īetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna). So if life throws you a curveball, your HDHP and HSA will help keep you covered. Your money will grow for future financial stability, which means tax advantages, less stress and better well-being. That’s right - this is the only tax- free financial account where you can gain interest and save money while spending on qualified health expensesįunds in your account roll over from year to year.Īnd that’s how an HSA can help you build a better financial future.Īs you watch your savings grow, you’ll worry less about paying for your health in the future, something your 401(k) will thank you for. When you contribute to your HSA with the money you save from your lower premiums, you give yourself tax-free dollars. You can contribute money from each paycheck into your HSA. And when they are paired together, you can save even more. So when you select an HDHP, you’re already saving.Ī high-deductible health plan can be combined with a health savings account (HSA). Let’s begin with a high-deductible health plan – HDHP for short.Ī high-deductible health plan comes with a lower premium, meaning less money will come out of your paycheck for coverage. That's why we're here to help you plan and save for your health care.Ĭhoosing the right health plan can be easier than you might think. ![]() We know that enrolling in health insurance can be challengingĪnd many people don’t know where to start.Īt Aetna®, we want you to feel great about your health and coverage. ![]()
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